Artist impression
Open for investment

Bétera Residences

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Involved in this issue

  • Nysingh
  • Dirkzwager
  • CB Legal Services
  • Stichting Obligatiehoudersbelangen (SOB)
  • WDF Advisory

The project

What we are doing here

NXO Capital verwerft het pand en voert de transformatie volledig in eigen beheer uit. Na oplevering worden de negen units individueel uitgepond aan de lokale markt — niet in één blok aan een belegger.

The location

Bétera is een groeiende gemeente op circa 20 kilometer ten noordwesten van Valencia. Rustig, residentieel wonen — populair bij gezinnen, expats en steeds meer vermogende Spanjaarden die zich hier vestigen.

Leefomgeving

Volop sport- en vrijetijdsvoorzieningen, met onder meer een golfbaan en resortfaciliteiten in de directe omgeving. Bétera geldt als een opkomend gebied met een groeiende, koopkrachtige bevolking.

Bereikbaarheid

Metro lijn 1 (Metrovalencia) rijdt rechtstreeks naar het centrum van Valencia: 30 à 40 minuten. Via de regionale autowegen is de gemeente ook voor de auto goed ontsloten.

Woningmarkt

Structureel tekort aan gerenoveerde, instapklare woningen; veel bestaand aanbod is verouderd en vraagt renovatie. Dat maakt het verkoopklimaat voor getransformeerde units gunstig.

First-ranking mortgage

Bondholders receive a first-ranking mortgage on the property, held by an independent foundation.

9% interest, quarterly

A fixed coupon of 9% per year, paid quarterly over a term of 15 to 18 months.

Existing property, no land risk

The building already exists: value sits in existing real estate transformed into nine homes in a region with sustained housing demand.

The terms

9%

interest per year

Interest payment
Quarterly
Expected duration
15–18 months
Min. investment
€125,000
Securities
First Mortgage Right+2
Loan-to-cost
75%

€1,200,000 bond issue against €1,600,000 in project costs, with €400,000 of subordinated own contribution

Request the brochure (IM)

Investing involves risk. Interest, security and risks are set out in full in the brochure (the information memorandum) — read it before you invest. In the worst case you may lose part or all of your investment.

What if prices fall?

The sales price is budgeted at €3,051 per m². The bond can be repaid in full down to a price of €2,116 per m². Prices may therefore fall by more than 30% before repayment of the bond is at risk.

An arithmetic comparison based on the information memorandum, not a guarantee. Delay, higher construction costs or slower sales change the picture.

Worked example

€125,000

€125,000€1,000,000
Interest over the term (15–18 months)
€14,063 – €16,875
Total returned
€139,063 – €141,875
Effective return
9% per year

A worked example, not a commitment. Interest and repayment depend on the project. See the risks in the information memorandum.

Information memorandum

Request the brochure

Receive the full information memorandum with figures, security and terms. We will be in touch personally within one business day.

  • Full figures, security and terms
  • Minimum investment €125,000 per investor
  • Entirely without obligation

“I will get in touch personally and walk you through the proposition.”

Constantijn van Haeften

Constantijn van Haeften

Managing Partner

info@nxocapital.com+31 20 250 4980

Security, payout and risk

Security

The security rights are granted for the benefit of all bondholders jointly and held by an independent foundation, not by NXO itself. Which right applies is shown above with the terms; the ranking, the amounts and the conditions for enforcement are set out in the information memorandum.

29+ investors before you · 4 projects since 2025 · 3 series fully subscribed

When you receive interest

Interest is paid quarterly. The principal is repaid in one payment at the end of the term. All bondholders are repaid on the same date, expected 15 October 2027. Subscribing later therefore means a shorter term.

The risks in short

  • You invest in a single property project, not in a spread portfolio.
  • Delays in permits, construction or sales push repayment beyond the planned date.
  • The bond is not tradable; you cannot exit early.
  • An expected return is not a promise — interest and repayment depend on the project.
  • In the worst case you lose all or part of your investment; there is no guarantee scheme.

The full risk section is set out in the brochure (the information memorandum).

We only finance projects we invest in ourselves. Every project stands on its own, with its own security and an independent foundation safeguarding it: in together, out together.
Constantijn van Haeften
Constantijn van Haeften, Managing Partner

See the project

Bétera ResidencesArtist impression
Bétera ResidencesArtist impression
Bétera ResidencesArtist impression
Bétera ResidencesArtist impression

How it works

  1. 1

    Introduction & match

    Get in touch, and together we'll see whether there's a match.

  2. 2

    Verification & account

    We help you create an account and complete your verification.

  3. 3

    Pick a project

    Browse the open projects and choose the one you want to join.

  4. 4

    Participate

    Confirm your participation — the securities are established right away.

Frequently asked questions

The questions we get most often about participating, security and risk. Not answered here? Request the brochure and we will call you.

What happens after I leave my details?
You receive the brochure (the information memorandum) with the full proposition. We then get in touch personally — usually within one business day — and walk you through the figures, the security and the terms. Only if you want to proceed do you get access to the portal to subscribe digitally. You are not committed to anything.
How is my investment protected?
You lend to a project entity set up specifically for this proposition. Against that stand the security rights granted per project for the benefit of all bondholders jointly, held by an independent foundation. You are a bondholder, not a shareholder. The exact ranking and amounts are set out in the brochure.
What are the main risks?
You invest in a single property project. The main risks are delays or disappointing sales, meaning repayment comes later or — in the worst case — you lose all or part of your investment. The bond is not tradable and is not covered by any guarantee scheme. All risks are listed in the brochure; read it before you decide.
What is the minimum investment, and why?
The minimum investment is €125,000 per investor. That is above the €100,000 exemption threshold we offer under (art. 1(4) and art. 3 Prospectus Regulation (EU) 2017/1129); below it we cannot accept a subscription.
When do I receive interest?
You receive the interest rate that belongs to your series, as long as the project can meet its obligations, with repayment at the end of the term. The payment schedule differs per bond series — quarterly, annually or in one payment at maturity — and is shown in the specifications for this proposition. An expected return is not a promise.
How do subscribing and paying work?
After the personal call you get access to the portal, where you subscribe digitally and sign the documents. You then transfer your investment yourself by bank transfer; once received, we confirm your participation. You never pay on this page.
Can I invest through my company?
Yes. Both individuals and companies can subscribe. The €125,000 minimum applies per investor, whether that is a natural person or a legal entity.
Can I exit early?
No. A bond runs until the repayment date. There is no continuous trading; a sale is only possible if you find a buyer yourself, under the terms of the series.
Is this offering supervised by the AFM?
No. We offer under the prospectus exemption: because the minimum investment of €125,000 per investor is above the €100,000 exemption threshold, no prospectus is required and this offering is not under ongoing supervision of the AFM, the Dutch financial markets authority. That is also why we state this prominently at the top of this page.
How is this treated for tax purposes?
For private individuals a bond typically falls in box 3; if you invest through a company, the interest is part of its results. The exact treatment depends on your situation. We do not provide tax advice — discuss your situation with your tax adviser.

About us

Bricks with Benefits

A fully 360° in-house approach.

NXO was born from one wish: putting good people at the front of great deals. With more than 50 years of combined experience in the Dutch and Spanish real estate market, we structure and manage every issue through NXO Issuer B.V. and hold a subordinated position in the project until full repayment — and build your portfolio together in returns, knowledge and connections. And yes, above all it should be fun.

Constantijn van Haeften

Constantijn van Haeften

Finance & Acquisition

Rob van 't Ent

Rob van 't Ent

Real Estate Development

Robin Pin

Robin Pin

Acquisition & Investor Relations

Noelle de Boer

Noelle de Boer

Projectmanager ES

Marissa van Haeften

Marissa van Haeften

Investor Relations

Lisette Kortland

Lisette Kortland

Partner RE Investments

Other propositions

How can we help you?

We walk you through the proposition personally: the figures, the securities and the terms. Request the brochure, call or email.

Request the brochure (IM)+31 20 250 4980Email

This page is a summary and not an offer. The full terms, security and risks are set out in the brochure (the information memorandum); read it before you decide. Investing involves risk — you may lose part or all of your investment. NXO Issuer B.V. (Chamber of Commerce 42028945) offers under the prospectus exemption. The minimum investment is €125,000 per investor, above the €100,000 exemption threshold (art. 1(4) and art. 3 Prospectus Regulation (EU) 2017/1129); there is no prospectus approved by the AFM and this offer is not supervised by the AFM.